Your blood pressure will truly increase when you see your hospital bill. Sadly, most Filipinos experience difficulty paying even for a check up. That’s why it may be a good option to get an HMO for hypertension.
You may include these factors related to hypertension when you choose a health card.
- Routine Check Up
We have at least 3 members of the family with high blood pressure. They spend a lot for routine medical tests. Usually, it will include blood chem, ECG and sometimes 2D echo. Choose a health card that covers any of these procedures.
2. Consultation with Cardio
The cardiologist is the most appropriate doctor for your hypertension. When selecting a health card plan, always take a look at the policy whether it includes consultation with a cardiologist.
Most HMOs have a dedicated list of accredited doctors so you can easily find them for your check up.
3. Unlimited Tests
I’m always happy to see that some HMOs offer prepaid health cards specifically for unli diagnostic tests. They are truly worth it for those with high blood pressure because routine tests are done at least every 3 months. This means a lot of savings.
Here are some of the most practical HMO choices for high blood pressure.
Maxicare
As we mentioned before, hypertension will require test maintenance and routine check up. Maxicare has the prepaid health card called Prima Gold which covers up to 800 different types of medical diagnostics. The price is Php 16,888 good for 1 year as of last info.
Medicard VIP
This plan covers hypertension The annual premium starts at around Php 25,000 for a regular private room. For the dreaded disease, the limit is still impressive at Php 200,000.
What’s more, you can avail medical services from the top 6 hospitals no matter where you are located.
Etiqa
We expect Etiqa to cover hypertension since they have an info campaign about the condition. The coverage is usually based on the maximum benefit limit, depending on the plan holder’s account.
This company has an online calculator for BMI and your monthly HMO rates will be based on your results.
I have found some health cards that are very strict when it comes to hypertensive patients. They consider it as a pre-existing condition so you should stay away from them if you have read their policy rules about this.
There are still other HMOs that can cover this condition. But we have presented these to you so you can have an idea what to expect among these companies. Choose the best one based on your budget and needs.
Medical City published an article saying that 37% of Filipinos are suffering from hypertension. Some of them have confirmed conditions but what about those who never consulted a doctor? I’m sure the figures are higher than this.
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