Category: Selection Guide

One of the things that I hated when I applied for a health card is check up and diagnostic tests. The sad part is I needed to pay for them before I can apply for an HMO account and wasted Php 800. Is there a plan that do not require medical check up? No Check-Up…

We are all busy and do not have time to meet an HMO agent. Let me give you some factors and possible rates from the usual HMO price quotes. HMO Quote Online Not all websites have built in price quote calculators. Their agents can help you find the cheapest one for your needs. What will…

Any hospital cost that goes more than Php 100,000 is considered expensive. It is quite easy to find an HMO that covers this amount. But what if the medical bill is more than this amount? Let’s see what health cards can cover 100% of hospital expenses. HMOs With Full Coverage of Hospital Bills All health…

Have you seen some health cards that ask about smoking habits? It is quite odd but there is a reason behind it. Those who smoke cigarettes have a high risk of getting sick. So what is the best HMO for those who smoke until now? AsianCare The company offers some of the basic benefits you…

Some individuals are independent enough to raise a child without a spouse. A single parent can still provide for the children as long as financial resources are enough. But what if you get sick, how will the family budget be affected? Maxicare Eready Platinum This prepaid health card can protect you against costs incurred during…

You will become old too. This is a good reason to search for a health card for our elderly family members. Let’s look at HMOs offering special products for senior citizens. Budget is usually the most important factor when choosing a health coverage plan. I’ve researched some of the best HMO cards specifically for our…

Be careful. You thought that health cards provide total peace of mind and convenience. The truth is, there are limitations. Here’s a list of pre-existing condition rules per HMO insurance that I have found. Why Worry? A pre-existing condition is any health problem that is present before the activation of a member’s health plan account.…