Best HMOs with 100% Coverage of Hospital Bills

Any hospital cost that goes more than Php 100,000 is considered expensive. It is quite easy to find an HMO that covers this amount. But what if the medical bill is more than this amount? Let’s see what health cards can cover 100% of hospital expenses.

HMOs With Full Coverage of Hospital Bills

All health cards can fully cover your hospital expenses. The real concern is whether its Maximum Benefit Limit is enough to pay for your bills. As you know, HMOs have a set price ceiling that they can support for each member.

We listed here the MBL of the highest covered amounts for each HMO plan that you can get.

Maxicare

MBL: Php 250,000 (Platinum Plus plan)

Advantage:

Maxicare’s plan are among the most sought after even for individual members. If you are not a part of an employee package, you can get a plan from them even under the Platinum Plus program.

The actual annual price will depend on your age, benefits and whether you are paying semi-annual or annually.

See on Maxicare

Medicard VIP

MBL: Php 500,000 (dreaded disease, Suite room)

Advantage:

We notice that Medicard has always been consistent with providing affordable health cards with reasonable benefits. The VIP for example requires only Php 66,943 per year for a full coverage of Php 500,000 worth of hospital bills.

See on Medicard