While it can be nerve-wracking to get anxiety attacks, one thing to realize is that you can get help. So how can a health card help me? Let’s take a look at what benefits you can get in the aspect of expenses.
HMO With Anxiety Attack Benefits
Is there a health card from HMOs that covers anxiety attacks specifically? Honestly, you may have a hard time finding one. But here’s a list of plans that may provide benefits for your case.
- Philcare Mind Care Counseling
The plan includes a one time teleconsultation with a Philcare physician. The service will also have mental health screening, counseling, viewing of results and other activities.
Price: Php 1,000
A 2 in 1 health plan that includes counseling for 50 minutes. Mental health screening and assessment is part of its benefit.
Price: Php 2,200
3. Maxicare
Maxicare has dedicated psychiatric services in some of their primary care clinics. Those with a plan are covered but prepaid card holders cannot avail of the service. Consultations with mental health doctors are covered as long as they are accredited.
Price: Included in the comprehensive plan
See: List of Prepaid Health Cards
Other Ways to Get Covered
Philhealth covers up to Php 7,800 worth of mental health expenses during patient admissions. This covers anxiety attack disorders, schizophrenia, bipolar, dementia and other mental disorders.
On the other hand, the National Center for Mental Health is a primary hospital where you can seek help to manage your symptoms. You may get in touch with them and find a doctor who can get you in a treatment course.
Is this common? Philstar reported that anxiety or “nerbyos” is the second most common psychiatric disorder after depression.* This goes to show that more Filipinos are experiencing unwanted symptoms at this very moment. But apart from the troubles of getting through the disorder, the financial burden can also add up to the concerns of patients.
Should I Consult A Doctor?
As mentioned, any type of psychiatric disorder can be managed and treated well. In our country, we have superb doctors and hospitals that can help you survive your symptoms when they come. So if it has become a burden to you to deal with panic and anxiety disorders, it is only practical to have a check up.
Now that you know consultations will require payment, you need to have funds. Apart from check up fees, you will probably need to spend on cognitive behavior treatment, medication or breathing and physical exercises. For most people, the first thing that comes to mind is tapping on personal savings.
Leave a Reply